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Cash Flow Asset Bonds

Cash Flow Bonds • Legal information

Terms of Service

Website use, investment information and important limitations.

Effective October 23, 2026. These terms apply to use of this website. Investment agreements and offering documents remain separate.

Who we are and what these terms cover

Cash Flow Bonds is the name under which PIC Diversification Fund, LLC offers its bonds. These terms address use of the Cash Flow Bonds website and its investment landing page. “We,” “us” and “our” refer to PIC Diversification Fund, LLC. Third-party platforms may have their own terms and privacy notices.

Information, not personalized advice

Website content is general information, not individualized investment, legal or tax advice. It does not take account of your financial circumstances or establish an advisory relationship. Consider your own needs and consult qualified advisers when appropriate. Illustrations, calculators and community goals are not predictions or guarantees.

Offering documents and investment applications

Website summaries do not replace the applicable offering circular, supplements, subscription agreement or promissory note. Those documents govern an investment if made. Eligibility, verification and acceptance requirements apply. Starting an application does not guarantee acceptance. Applications are accepted through the designated DealMaker subscription process and remain subject to the issuer’s acceptance and applicable offering terms.

Acceptable use

Use the website lawfully and provide accurate information. Do not impersonate others, attempt unauthorized access, introduce malicious software, disrupt the website or misuse another person’s information. Protect your login credentials and use the designated investor portal for account activity.

Website content and availability

Cash Flow Bonds branding, illustrations and site content belong to their respective owners. You may view the site for personal informational use; these terms do not grant ownership of its content. Content and functionality may change or be unavailable. To the extent permitted by applicable law, website information is provided without a guarantee that it is error-free, uninterrupted or suitable for a particular purpose. This does not limit duties relating to offering disclosures or securities-law obligations.

Third-party services

DealMaker provides the investor onboarding platform; broker-dealer services for the offering are provided by DealMaker Securities, LLC. Contact forms use HighLevel services. Links and embedded services do not make every third-party statement our own. Review the terms, privacy notices and consent requests presented by those services.

Communications and privacy

Our Privacy Policy describes website data practices and choices. Merely viewing the site does not provide consent to promotional messages. Where consent is requested, use the controls provided. You may unsubscribe from promotional emails using their unsubscribe instructions; necessary account and service communications may be separate.

Your rights and changes to these terms

Nothing in these website terms waives rights or remedies that cannot lawfully be waived, including rights under applicable securities laws. These terms do not add arbitration, a class-action waiver or a release of investment claims. The effective date appears above. Material updates to these terms will be identified when published.

Questions

Use our Contact Us page for questions about these terms. Do not send passwords, Social Security numbers or bank details through the general contact form.

Small beginnings.
Meaningful possibilities.

© 2026 Cash Flow Bonds. Securities issued by PIC Diversification Fund, LLC.

Important investment information

Offering documents. Securities are offered by PIC Diversification Fund, LLC pursuant to Regulation A under the Securities Act of 1933, as amended. Review the offering circular included in the qualified offering statement and any applicable supplements, including the risk factors, terms and eligibility requirements, before investing. Read the offering circular.

No SEC endorsement. The SEC does not pass upon the merits of or give its approval to the securities or the terms of the offering, nor does it pass upon the accuracy or completeness of any offering circular or other solicitation materials. The securities are offered pursuant to an exemption from registration with the SEC; however, the SEC has not made an independent determination that the securities are exempt from registration. Qualification is not approval or a guarantee of the investment.

Investment risks and costs. Cash Flow Bonds are unsecured promissory notes issued by PIC Diversification Fund, LLC. They are not bank deposits, are not FDIC-insured and are not guaranteed by the U.S. government. Investing involves risk, including possible loss of all principal. Collateral supporting an underlying loan does not secure your bonds. There is no public trading market for the bonds. A fixed interest rate does not guarantee repayment. Eligibility and applicable investment limits apply.

* Investor processing fee. A 1% investor processing fee applies in addition to the amount invested ($10.10 total for a $10 investment).

Access to funds. The terms provide no lockup or redemption penalty. Repayment is normally due within 30 days following a valid written demand, subject to the offering terms and available funds; delays and losses are possible. Complete, valid requests are processed in the order received as liquidity becomes available. Payments can take longer than 30 days. This is not immediate or guaranteed access to money. Read the offering circular for the complete redemption procedures, limitations and risks. Daily compounding does not mean interest is paid to your bank account every day.

Illustrations and calculator. Life goals are examples, not promised outcomes or recommendations. The calculator illustrates one starting investment, with optional additional investments and no withdrawals, using 7.0% annual interest divided by 365 and compounded over illustrated invested days. Additional investments are assumed at the end of each selected period: monthly after the first month and every month thereafter, quarterly after the first three months and every three months thereafter, or yearly after the first twelve months and every twelve months thereafter. An addition at the selected endpoint is included in the illustrated balance and total invested but has not yet earned interest. Month selections use 365 days divided by 12 per month, rounded to the nearest whole day; 12 months equals 365 invested days. Calendar dates may produce different day counts. The same illustrative interest rate is applied to future additions; this is not a promise that future investments will be available or offered on the same terms. Displayed balances and gross interest exclude the 1% processing fee and taxes and assume all interest is paid and retained. Gross interest excludes both the starting investment and all additional invested principal. The fee earns no interest and is paid in addition to the principal; the calculator excludes any repayment waiting period. For example, a one-time investment of $1,000 of principal requires an initial payment of $1,010 and illustrates a $1,072.50 balance after 365 invested days, a $62.50 gain after the processing fee and before taxes. This calculator does not schedule payments or set up automatic investing. This is an illustration, not a prediction or guarantee. Actual dates and outcomes may differ.

Age and goal-planning illustrations. Ages are approximate labels based on a whole age entered by the visitor, not exact birthdays or investor eligibility checks. Age labels do not change the interest calculation. The travel planner uses visitor-entered costs and a zero-return savings baseline. It does not provide live travel quotes, book travel, schedule payments or recommend an investment for a fixed-date expense. Do not assume bond redemption proceeds will be available for a trip date. These calculator inputs are not intentionally stored or submitted by the calculator.

Website information and forward-looking statements. Website content is general information, not individualized investment, legal or tax advice. Statements about plans, anticipated outcomes and community impact reflect expectations and assumptions, not guarantees; actual results may differ materially. Website summaries do not replace the applicable offering documents. Nothing here waives rights under applicable securities laws.

Website terms and privacy. Review our Terms of Service and Privacy Policy. Contact and onboarding services have separate privacy notices and consent controls; viewing this page does not by itself provide marketing consent.

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